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Credit risk stories

FICO adds DataOps to platform for wider AI adoption
Data governance

FICO adds DataOps to platform for wider AI adoption

Weak data pipelines and poor governance can now be checked inside the FICO Platform, as the software maker pushes firms towards safer AI use.

By Sofiah Nichole Salivio • 4 min read • Last week
Monzo & Fair4All launch credit pilot for excluded UK
Fintech

Monzo & Fair4All launch credit pilot for excluded UK

More than 16 million UK adults barred from mainstream borrowing could gain access through Monzo's Flex Build card under a £7 million guarantee.

By Karen Joy Bacudo • 5 min read • This month

Global Stories

Credit risk stories

Maple, Kraken launch onchain loan facility for BTC
Fintech

Maple, Kraken launch onchain loan facility for BTC

Digital asset lenders could gain a more familiar funding model as the USDC facility adds bankruptcy-remote protections and onchain visibility.

By Karen Joy Bacudo • 4 min read • Yesterday
Experian & Resistant AI tackle document fraud in ANZ
Software-as-a-Service

Experian & Resistant AI tackle document fraud in ANZ

Banks and insurers in Australia and New Zealand will gain new checks as AI-made forgeries increasingly evade standard identity verification tools.

By Joseph Gabriel Lagonsin • 5 min read • 3 days ago
Chirp Digital lifts SMS volume 2,300% with TrueDialogue
Software-as-a-Service

Chirp Digital lifts SMS volume 2,300% with TrueDialogue

Better text delivery has helped the fintech avoid carrier throttling and support headaches as clients rely on SMS to complete financial checks.

By Karen Joy Bacudo • 4 min read • Last week
What DeFi Actually Built and Why Traditional Finance Is Quietly Adopting It
Crypto

What DeFi Actually Built and Why Traditional Finance Is Quietly Adopting It

Billions in losses have not stopped banks and asset managers using DeFi rails for faster settlement, tokenised funds and stablecoin payments.

By Ryan Duthe • 9 min read • Last week
Aryza partners with Nucleo on UK & Ireland rollout
Data Protection

Aryza partners with Nucleo on UK & Ireland rollout

Financial services and other regulated firms gain local support to deploy Aryza software faster as Nucleo becomes its UK and Ireland partner.

By Joseph Gabriel Lagonsin • 3 min read • Last week
Lloyds manager Will Ashman wins FICO fintech award
Data Analytics

Lloyds manager Will Ashman wins FICO fintech award

The award highlights how Lloyds Banking Group is expanding automated risk decisions as banks face tighter regulatory scrutiny and customer expectations.

By Sofiah Nichole Salivio • 4 min read • Last week
ING rolls out AI mortgage assistant in Netherlands
Digital Transformation

ING rolls out AI mortgage assistant in Netherlands

The pilot is expected to speed up complex home-loan decisions while keeping final approval with ING staff and maintaining explainable oversight.

By Sofiah Nichole Salivio • 3 min read • This month
Fuels Capital expands asset-backed lending to founders
Fintech

Fuels Capital expands asset-backed lending to founders

Europe's founder-led businesses could gain fresh access to debt as the Stockholm-based private credit firm lifts loans to EUR €25 million.

By Sofiah Nichole Salivio • 4 min read • This month

Stories from Other Regions

Credit risk stories

Waste services insolvencies surge as defaults climb
Supply Chain

Waste services insolvencies surge as defaults climb

Insolvencies in the industry are now more than three times the national average, as diesel, landfill levies and debt costs squeeze margins.

By Karen Joy Bacudo • 5 min read • 2 days ago
Carrington Labs launches Cashflow Score on Snowflake
Software-as-a-Service

Carrington Labs launches Cashflow Score on Snowflake

Lenders in Australia can now score borrowers without moving data out of Snowflake, as the app targets faster, simpler underwriting.

By Karen Joy Bacudo • 4 min read • 3 days ago
Canadian entrepreneurship falls as credit strain rises
Small Business

Canadian entrepreneurship falls as credit strain rises

More firms are missing lender payments even as start-up activity slumps, underscoring pressure on Canadian small businesses and credit markets.

By Karen Joy Bacudo • 6 min read • Last week
RBA set to hold as late business payments hit six-year high
Small Business

RBA set to hold as late business payments hit six-year high

Australian businesses face tighter cash flow as overdue invoices jump to a six-year high, reinforcing expectations the RBA will hold rates at 4.35%.

By Karen Joy Bacudo • 4 min read • Last week
Lunr Capital boosts loans ninefold with LoanPro software
Software-as-a-Service

Lunr Capital boosts loans ninefold with LoanPro software

Spreadsheet-based lending had become a bottleneck for Lunr as volumes rose, but new software cut errors to near zero and trimmed manual work.

By Karen Joy Bacudo • 4 min read • This month
Mortgages no longer top debt priority for Australians
Data Analytics

Mortgages no longer top debt priority for Australians

Severe financial stress is changing household payment hierarchies, with mortgages now as likely as credit cards to fall behind first in some cases.

By Karen Joy Bacudo • 3 min read • This month
NZ households prioritise utilities over telco debts
Bank of New Zealand

NZ households prioritise utilities over telco debts

Cost-of-living pressure is pushing New Zealand households to protect power and water bills first, while telco debts are among the first to slip.

By Joseph Gabriel Lagonsin • 4 min read • This month