The Ultimate Guide to Fintech
A curated UK edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
UK Fintech News
Regional stories with direct local relevance
UK Fraud liability in 2026: The hidden cost of synthetic identity fraud
Banks now face a capped GBP £85,000 reimbursement bill per claim as synthetic identity fraud turns into a direct liability under tighter UK rules.
Businesses warned of traffic surge at England half-time
England's semi-final could send shoppers online in a half-time rush, with slower sites risking lost sales and checkout failures.
UK AI firms raise record GBP £4.56bn in Q2 funding
AI startups drove 57% of UK equity funding by value in Q2, as eight large rounds accounted for almost 80% of disclosed investment.
Brickflow adds HBI Capital to lender panel for brokers
Brokers using the platform now have wider access to short-term property funding, with same-day decisions in principle available on qualifying deals.
HSBC UK & Visa test AI shopping with live payments
Customers could soon shop and pay through AI assistants, after HSBC UK and Visa completed a live end-to-end card transaction online.
Merchants urged to check BNPL compliance at checkout
Shoppers could face clearer repayment terms and stricter affordability checks as UK oversight of buy now, pay later products tightens.
Analyst Insights
Research and market analysis connected to Fintech
Kore.ai & Atos UK&I launch sovereign AI for UK firms
Gartner sees finance talent shift towards digital skills
Basware named Gartner Leader in accounts payable apps
Kore.ai survey says firms face unmanaged AI agent risk
One in three remittance users struggle with delays
Featured News
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Expert Columns
How can banks adapt to the new, AI-driven economics of cybercrime?
Building beneath the app layer: What Upvest shows about the next phase of European fintech
Why seamless Middle East 2026 should be on every commerce leader's calendar
MiCA goes beyond compliance. For payment firms, it is a strategic shift
How AI is helping sellers read buyer intent
AI is rewriting the rules of dealmaking
AI in finance: The shift towards decision support
What DeFi Actually Built and Why Traditional Finance Is Quietly Adopting It
Fraud has industrialised and banking defences must do the same
Why proof of address verification fails across borders (and how to fix it)
Interviews
Interviews and video coverage from the network
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Exclusive: G+D's Sofiane Chouane on the future of European fintech
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
Moneyhub powers Paragon's new Open Banking Cash ISA
The app's first Cash ISA lets savers move money automatically from current accounts, as Spring passes GBP £1 billion in deposits.
Most Buy Now, Pay Later users unaware of new UK rules
Many shoppers could soon face affordability checks at checkout as 59% of BNPL users say they have not heard of the new rules.
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Cifas joins global fraud-sharing network in crackdown
UK consumers and businesses could benefit as Cifas adds nearly 500 scam signals to a global network aimed at faster takedowns.
Velocity raises USD $38 million in Series A funding
The London-based startup will use the new capital to expand banking and payments links as firms test stablecoins for faster settlement.
How can banks adapt to the new, AI-driven economics of cybercrime?
Banks face a shrinking window to harden legacy systems as cheap AI tools make vulnerability hunting and repeat attacks far easier for criminals.
London finance staff embrace AI but want human oversight
Yet most London finance workers still want experienced colleagues to make the final call, especially on risk, compliance and trading decisions.
Ecommpay launches self-serve payments for UK small firms
UK online merchants with under EUR 2 million revenue can now access a no-code checkout with no monthly fee, aimed at easing payments costs.
BNPL use among PayPlan customers rises 3,793% in UK
Awareness of new rules remains low even as PayPlan customers increasingly use buy now, pay later to cover everyday household costs.
Bottomline adds stablecoin payments to CFO Suite
Finance teams in the UK and US can now manage stablecoin transfers inside existing cash and payment workflows, with near real-time settlement in some cases.
BoE to oversee AWS, Google Cloud, Microsoft & Oracle
Banks and insurers face tighter resilience checks as four cloud providers come under joint UK supervision for the first time.
MiCA goes beyond compliance. For payment firms, it is a strategic shift
With the EU's transitional window closed, payment firms must now align digital asset and fiat operations or risk costly fragmentation across markets.
IPC & Luware team up on cloud compliance recording
Banks and brokers gain a single cloud compliance layer as IPC adds Luware Recording across trading and collaboration channels.
KPMG sees AI surge as firms struggle to prove value
Nearly half of businesses have paused or scaled back AI projects as weak cost tracking leaves returns unproven and security gaps widen.
UK FinTech raises USD $1.8 billion to keep second spot
Despite a global funding slowdown, the UK kept its No 2 FinTech spot as investors backed 181 deals worth USD $1.8 billion in H1 2026.
Utilities & telecoms firms face widespread payment woes
Payment disruptions are worsening customer experience at utilities and telecoms firms, with 99% of respondents reporting some form of issue.
UK gaming gift card purchases jump 92% in first half
Prepaid gaming spending is shifting from launch-day splurges to year-round purchases, with UK gift card use on the marketplace nearly doubling.
UK workers doubt pension will fund comfortable retirement
A gap in pension understanding is leaving 43% of UK workers unconvinced their savings will deliver a comfortable retirement.
Ecommpay launches podcast on payment issues for merchants
Merchants will hear practical advice on approvals, AI and expansion as Ecommpay tries to simplify a crowded payments market.
eCapital UK names Mike Harrison South Regional Chief
The appointment signals eCapital UK's push to win more SME lending business in Southern England as banks pull back from the market.
UK shoppers back security checks but quit slow checkouts
Payment providers risk losing sales as four in ten UK shoppers abandon purchases when security checks delay or fail at checkout.
Job Moves
eCapital UK names Mike Harrison South Regional Chief
IRIS names first Chief Data & AI Officer Surya Sagi
Gresham names Spiros Giannaros as Chief Executive Officer
Multiverse opens Edinburgh hub with ex-Amazon AI chief
Cloudsmith names finance & legal chiefs after funding
Tes appoints Ali Nazarboland as Engineering Vice President
AutoRek appoints Tony Livesey as Technology and Product Chief
WealthAi names Pratim Das as Chief Technology Officer
Dig appoints Ideal World Co-founder Paul Wright to board
