The Ultimate Guide to Fintech
A curated UK edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
UK Fintech News
Regional stories with direct local relevance
Incode buys Identiq in USD $100 million fraud push
The deal gives banks and telecoms a way to share fraud signals without pooling customer data, as AI-driven scams surge worldwide.
Atom Bank cuts commercial loan times with automation
Borrowers and brokers could see faster decisions as the lender says automated workflows have cut handling times by up to 30%.
UK Finance backs bank app digital ID verification pilot
Customers could soon verify their age, address and identity through banking apps, as lenders test a voluntary check-sharing service to curb fraud.
GoCardless & Sequence launch Direct Debit integration
Businesses using Sequence can now collect Direct Debit payments without leaving its billing software, reducing manual chasing of late invoices.
Ecommpay urges sector-wide push to stop fraud earlier
Fraud losses could fall if banks, merchants and regulators align on earlier intervention, Ecommpay says in a new report.
Starling launches AI scam checker for five million
Customers can now quiz Starling's app before sending money, as UK fraud losses climb and romance scams hit savers hardest.
Analyst Insights
Research and market analysis connected to Fintech
Basware named Gartner Leader in accounts payable apps
Kore.ai survey says firms face unmanaged AI agent risk
One in three remittance users struggle with delays
RAMaggedon: Why the memory crisis is a digital inclusion crisis
Cequence posts record quarter on agentic AI security
Featured News
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Expert Columns
AI in finance: The shift towards decision support
What DeFi Actually Built and Why Traditional Finance Is Quietly Adopting It
Fraud has industrialised and banking defences must do the same
Why proof of address verification fails across borders (and how to fix it)
It's time insurance seeks out next gen responsible technologies
AI in crisis communications: why route knowledge beats the next new tool
How banknotes pack more security technology than most people imagine
AI in accounts payable: A threat to jobs or a catalyst for value?
The 70% problem: Why checkout is still where eCommerce goes to die
KYA is the new KYC: The payment identity problem AI commerce cannot afford to ignore
Interviews
Interviews and video coverage from the network
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Exclusive: G+D's Sofiane Chouane on the future of European fintech
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
BKN301 launches AI-native bank orchestrator for banks
Banks face mounting pressure to keep AI, customer data and audit trails inside their own systems as regulatory scrutiny tightens.
Count launches UK Stocks & Shares ISAs with Alpaca
Eligible UK savers can now access tax-advantaged investing on Count's platform, as it tackles the advice gap for lower-balance customers.
Ecommpay wins Retail Systems fraud prevention award
Retailers are under pressure to curb networked payment fraud without harming checkout conversion, a challenge Ecommpay's award-winning tool targets.
NatWest launches AI ethics accreditation for all staff
With AI tools spreading through the bank, 60,000 NatWest staff will now be trained to spot ethical risks and handle them responsibly.
Bank of England sets GBP £40 billion stablecoin guardrail
Limits on systemic issuers aim to shield credit supply as the Bank prepares a new regime for sterling stablecoins used in payments.
Axiologik hires two principals as AI demand surges
The Leeds consultancy is adding 15 AI roles as clients grapple with data and governance hurdles that keep pilots from reaching production.
Evolution Funding rebrands as Centeca in platform push
Existing customers will see no change as the renamed group broadens its role in connecting car finance, retail and compliance systems.
Modulr launches commercial variable recurring payments
Businesses with variable monthly bills may gain a lower-failure alternative to Direct Debit as Modulr adds pre-authorised Open Banking collections.
Gamma targets small firms with PCI payment security
Small firms taking card payments by phone face fraud, chargeback and compliance risks that Gamma says have been overlooked.
Pollen Street buys Finastra's Universal Banking unit
Banks using Universal Banking will see continued support as Pollen Street backs standalone growth and AI upgrades after the deal closes.
Wooden payment cards tempt UK consumers to switch banks
A third of UK consumers say they would switch banks for a wooden card, as 68% express interest and many distrust green claims.
FinTech North marks 10 years with Leeds conference
The North's fintech sector now employs 20,000 people directly, as FinTech North returns to Leeds to mark its 10th anniversary.
Lloyds survey: UK financial firms boost AI spending
AI and emerging tech are becoming a growth priority for UK lenders and insurers, with 91% expecting higher spending over the next year.
Merchants see customers & criminals as fraud risks
Merchants are now losing more to refund abuse and chargebacks as AI-enabled fraud drives losses of USD $11.4 million on average.
Wise buys Expatica to widen global relocation reach
The deal broadens Wise's customer reach beyond payments, tying its cross-border banking tools to advice for millions of people moving abroad.
UK tech leaders say AI should augment workers, not replace
Executives say the real productivity gain lies in cutting routine tasks, as firms use AI to free staff for higher-value work and judgement.
AI in finance: The shift towards decision support
For brokers, the real advantage is shifting from speed to clearer decisions as AI filters market noise and highlights risks in real time.
WealthAi launches client file for wealth managers platform
Advisers could cut post-meeting admin from hours to minutes as a new AI workspace updates records across meetings, documents and portfolio feeds.
GoCardless becomes Intelligent Billing payment partner
Telecoms and managed services firms could cut manual billing work as the platform adds Direct Debit, open banking and automated retries.
Ecommpay named finalist for eCommerce Awards payment
Failed checkouts and currency confusion remain a drag on online sales, making Ecommpay's shortlist a nod to tools that can lift conversion.
Job Moves
Multiverse opens Edinburgh hub with ex-Amazon AI chief
Cloudsmith names finance & legal chiefs after funding
Tes appoints Ali Nazarboland as Engineering Vice President
AutoRek appoints Tony Livesey as Technology and Product Chief
WealthAi names Pratim Das as Chief Technology Officer
Dig appoints Ideal World Co-founder Paul Wright to board
InDebted appoints Rob Young as UK Managing Director
Hyperlayer adds Chan & O'Callaghan after GBP £30m raise
CyberNorth unveils new look & confirms leadership team
